Home Benefit Plan Advantages Employee Benefit Plans: Dental Plans
Finally, A Fully Insured Dental Plan Your Employees Will Smile About!
The Health Wealth Connection
At Associated Mutual, the dental health of our members is important to us. So, we are offering the ADN Group Fully Insured Dental Plan at a discounted rate of up to 25%!
You can finally feel confident offering your employees and their families the largest dental network in Michigan! Comprised of ADN, Michigan Dental Plan (MDP) and DenteMax, the ADN Network currently serves over 100 Michigan school districts and has over 150,000 covered members all across Michigan.
Built as a fully insured dental plan with one fixed price, you can have peace of mind that there won't be unexpected cost fluctuations. Fully insured can also reduce the risk compared to self-funding, especially for smaller companies or smaller public sector Groups, making for smooth sailing throughout the year.
Members can locate participating in-network dental Providers by visiting the ADN website at www.adndental.com. And Associated Mutual can assist with reporting, member education, plan renewal assistance and has professional customer service.
The Benefits of Dental Coverage
"64% of employees reporting good dental health also report very good or better overall health."1
And healthier employees may mean happier, more productive employees. Now, with this exciting offer provided by Associated Mutual, you can afford to offer a fully insured dental benefits! Your employees will have access to the ADN Network, Michigan's largest Dental PPO Network with over 4,000 PPO Providers and national access to over 125,000 PPO Providers.
Dental Plan Options Can Include:
Type I Preventative Care
2 Oral examinations every benefit period 2 Teeth cleanings every benefit period
2 Periodontal Maintain visits every benefit period Bitewing
X-rays Full-mouth X-rays routinely every three years
Fluoride treatment Palliative emergency treatment
Tests and Laboratory examinations
Type II Restorative Care
Acrylic, amalgam, or silicate fillings Root canal therapy
Pulp capping Periodontics treatment
Gingivitis treatment Extractions - simple and surgical
1 Occlusal Guard payable every 2 years Repairs to existing dentures and bridges
Relining and rebasing of existing dentures
Type III Replacement Care
Crowns, inlays, and onlays Construction of dentures or bridges
Removable dentures - complete and partial Fixed bridges
Bridge pontics and abutment crowns Replace dentures/bridges after 5 years and if unserviceable
Missing tooth waiver
Type IV Orthodontic Care
Full banding treatment Appliance construction and installation
Monthly active treatment visits Habit-breaking appliances
Network ADN/DenteMax/MDP, Passive Benefit Period: Calendar Year
1.The 8th annual MetLife Study of Employee Benefits Trends was conducted during the 4th quarter of 2009 and consisted of two studies by GfK Custom Research. Employer survey comprised 1,503 interviews with benefits decision-makers at companies with at least two employees. Employee sample comprised 1,305 interviews with full-time employees age 21 and over, at companies with a minimum of two employees.Associated Mutual group policies contain certain exclusions, waiting periods, limitations, reduction of benefits or terms under which the policy may be continued in force or discontinued. For costs, applicable certificates, riders and complete details of coverage, contact your contracted agent or Associated Mutual. No policy limitation and/or condition is waived or modified by reason of omission from this publication. These products are only intended as a brief description and illustration of the benefit options available and not a contract. ADN, MDP and DenteMax are independent companies. Benefits are available to employers based upon group size, underwriting and state requirements. Payments are based on the Associated Mutual approved amount, less any applicable deductible and/or copays required by the plan. For more information please contact your contracted insurance agent or Associated Mutual at (800) 370-4349 ext. 150.