|
Home  MEBS Benefit Plans
MEBS Benefit Plans
Healthcare Reform: Dependent Care Coverage Up to Age 26
Health and Human Services Secretary, Kathleen Sebelius requested that leading health insurance companies begin to voluntarily cover young adults before the September 23 implementation date required by the new health care reform law. This will help all who are involved by saving money and time dis-enrolling and re-enrolling those young adults affected between May 2010 and September 2010. Major health insurance companies throughout the country have agreed to heed Secretary Sebelius' request. BCBS will keep young adults up to age 26 who are currently enrolled on their parents insurance, enrolled. BCBS is waiting for final regulations to be presented by Health and Human Services before enrolling young adults up to age 26 not enrolled on the plan. MEBS will follow the lead of BCBS and notify you of more information as it becomes available.
COBRA Basic and Full Administration Options
Administering a COBRA program can be a full-time job. Let MEBS administer your COBRA program and allow your employees to focus on your core business. Penalties and sanctions for non-compliance can be severe. Trust the experts. MEBS' COBRA administration options include basic administration and full administration.
MEBS basic COBRA administration provides Department of Labor initial notices outlining rights under COBRA, mailing of qualifying event notices to each qualified beneficiary, and tracking all dates required by law to comply with COBRA regulations. The basic plan also covers the handling of questions from COBRA enrollees via e-mail or toll-free number, maintaining documentation, monitoring changes in COBRA regulations, and providing HIPAA certificates for members covered by MEBS.
The full COBRA administration plan includes all the services from the basic plan along with the following additional services:
- Collect monthly premiums during the eligibility period
- Print and mail coupons to enrolled beneficiaries
- Remit total monthly premiums to client along with monthly reports
- Notify of expiration of the eligibility period and right to convert 180 days prior
MEBS Benefits Plan Advantages
• Depth of product offerings, including many of the nation’s largest providers
• BCBSM customized plans for maximum cost savings without reduced quality or coverage
• MEBS is a smaller organization which offers our clients personal benefit plan administration service
• Flexible, custom built plans to fit your present and future needs Client Advantages
• MEBS WRAP™ program (dual funding)
- Greater choices in plan design to maximize savings and minimize risk
- Employer self funds front-end claims
• Prescription Flexibility including self-funded or fully insured
- Nation’s leading pharmacy benefits manager— CVS Caremark®
- Extensive online service with member friendly mail order plans Member Advantages
• Access to an extensive selection of network providers
• Personal assistance from helpful customer service representatives
• Online access to claim and coverage information, member forms, and network provider information
MEBS is a direct partner of Blue Cross® Blue Shield® of Michigan, allowing us to consult our clients on the following BCBSM medical plan options. The Plan Benefits-at-a-Glance sheets listed below, provide a general outline of coverage. For greater detail, Plan Coverage Booklets are available describing coverage, benefits, and exclusions. For questions please contact MEBS.
MEBS Overview and History
At MEBS, our mission is to provide superior value and exceptional service to our clients and their employees. Our Experience
As a licensed third-party administrator in Michigan and Ohio, MEBS has been providing enhanced benefits to both public and private sector groups since 1986. Since 1993, MEBS has administered dual funded (WRAP) plans for a variety of clients. MEBS currently provides plan administration for over 40,000 employees.
Our Partners
Our business partners include: Michigan AFL-CIO Public Employees Trust (PET), Ohio Health Care Trust (OHCT), Associated Mutual, Blue Cross® Blue Shield® of Michigan (BCBSM), CVS Caremark®, National Vision Administrators, Dentemax®, and A.D.N. Dental Network.
Our Team
MEBS has professional team members located throughout Michigan with corporate offices in Grand Rapids and satellite offices in Detroit, Traverse City, and Lansing. Our experienced staff assists clients daily in benefit design, funding, general administration, claim adjudication, and reporting. Additional expertise includes employee communications, employee enrollment, and employee education.
Our Agency Relations Executives and Labor Benefit Specialists view agents, employers and organized labor as Business Partners. Their role is to provide consultative services to help create cost-effective benefit plan designs supporting the goals and budgets of the client. MEBS provides a unique service, by offering a dedicated Account Services Representative to assist in each client’s plan administration. The Service Representatives conduct educational meetings, answer on-going questions, and help MEBS provide the best possible service throughout the year.
Since 1988, MEBS retirement services team members have consulted clients in plan compliance, law changes, and government filings. Our clients depend on our close monitoring of policy changes and appreciate our detailed reporting. Our attention to security, privacy and legal requirements have been carefully integrated in all our departments from our information technology department to claims and account management team members. MEBS customer service department understands the importance in educating our clients and the need to answer questions in a friendly and accurate manner. We are eager to meet and exceed your employee benefit planning expectations. |
|
