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Home  The Answer to Your Employee Benefit Needs
The Answer to Your Employee Benefit Needs
MEBS Benefit Plans Advantages
• Depth of product offerings, including many of the nation’s largest providers
• Direct partner of Blue Cross® Blue Shield® of Michigan (BCBSM)
• BCBSM customized plans for maximum cost savings without reduced quality or coverage
• MEBS offers our personal benefit plan administration
• Flexible, custom-built plans to fit your present and future needs Client Advantages
• MEBS WRAP™ program (dual funding)
• Greater choices in plan design to maximize savings and minimize risk
• Employer self funds front-end claims Prescription Plan Flexibility
• Self-funded or fully insured
• Nation’s leading pharmacy benefits manager-CVSCaremark®
• Extensive online services
• Member-friendly mail order plans Service Advantages
• Representatives who take a consultive approach with our clients
• Medical claims processing accuracy rate of 98%
• Financial accuracy rate of 99% with 82% of claims processed through autojudication
• Dental/vision claims processing accuracy rates of 97% procedural, 99% financial
• Customer service hours 7:30 am – 5:30 pm with dedicated email service and 24-hour access
Member Advantages
• Access to an extensive selection of network providers
• Personal assistance from helpful customer service representatives
• Online access to claim and coverage information, member forms, network provider and more
Employer Benefit Plan Topics
Why do my employees need disability insurance?
A Dental Plan You Can Smile About! For PET dental plan members, your dental plan utilizes a multiple provider Dental Network featuring ADN/MDP/Dentemax. As the largest independent dental and PPO in Michigan, ADN offers access to over 3,000 providers in the state.  ADN’s customized provider solicitation guarantees that every non-participating provider used by a plan member will be contacted during the year to determine their willingness to join the ADN network. MEBS has expanded this network to include the Dentemax provider network. Dentemax has over 87,000 access points nationwide. Does my dentist have to send a description of my treatment plan to the third-party payer before I have any dental work done?
Third-party payers often request a "predetermination of benefits" on certain treatment plans. Usually this means a dental consultant will review your dentist's treatment plan and determine what benefits your plan will provide. But this predetermination is not a guarantee of payment. You may want to review your benefit prior to receiving treatment, but the final treatment decision should be a matter between you and your dentist, regardless of your benefit. There may be a provision in your plan that will deny your normal dental benefit, or reduce the level of coverage if you do not submit the treatment plan for prior authorization Where do I mail my dental claim?
Please Mail it to MEBS at PO Bov 130, Southfield, MI 4803
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